الأسم الكامل

محمد نايف عائض العتيبي 

الأسم الأول

محمد 

اسم العائلة

العتيبي

الدرجة العلمية

دكتوراه

مجال الدراسة

الأعمال التجارية و الإدارية

المؤسسة التعليمية

 Durham University

مجال التميز

إبداع علمي، تميز دراسي وبحثي

جوائز التكريم:

الجائزة (1):

مسمى الجائزة:

Best Organizer Award

الجهة المانحة:

Durham University & Kyoto University

تاريخ منح الجائزة:

25 – 26/08/2014

مجال التكريم:

Recognition for efforts in efficiently helping in organising the 8^th Kyoto-Durham International Workshop in Islamic Economics and Finance & International Workshop in Political/Social Developments and Economic Challenges in Middle East and Asia.

الجائزة (2):

 مسمى الجائزة:

Session Best Paper Certificate

 الجهة المانحة:

International Centre of Economics, Humanities & Management

 تاريخ منح  الجائزة:

30/05/2015

 مجال التكريم:

Best session paper for the paper titled “A Comparative Study on the Customers’ Motivation to Deal with E-Commerce through E-Banking Services in Saudi Islamic and Conventional Banks”

البحوث المنشورة

البحث (1):

عنوان البحث:

The IT infrastructure and e-banking facilities in Saudi banking system environment

رابط البحث:

Click here

تاريخ النشر:

15/04/2015

موجز عن البحث:

The Saudi banking system played a major role in the expansion of the Saudi economy, which has grown to be one of the 20 largest economies in the world G20. This paper provides an overview of Saudi banking facilities and infrastructure of IT applications and government policy in supporting the banking system situation in Saudi banks which improves e-banking services environment. This paper also introduces a brief about E-Government and security issues which are important factors that have infused customers’ to use e-banking services in Saudi Arabia. The main finding of the study is that the Saudi banks have introduced an e-banking service, with an efficiency and reliability that is compatible with international systems.

البحث (2):

عنوان البحث:

Islamic Banking and Islamic E-commerce: Principles and Realities

رابط البحث:

Click here

تاريخ النشر:

15/04/2015

موجز عن البحث:

This paper makes an attempt to review major principles surrounding the working of Islamic banking and its historical growth. A brief overview of main differences between the Islamic banking and the conventional banking. In addition, references are particularly made to implications arising from the emergence of e-commerce and the realities that the Islamic Shari’ah law has to consider in adopting the new phenomenon into its banking system. This paper shows, whilst the conventional banking and financial system is based on the principle of rationality and interest, the Islamic financial system is based on morality and social justice which prohibits interest as a means of speculation and injustice. The concepts of e-business such as e-commerce and e-banking are acceptable in Islam as since in Islam anything is halal unless prohibited by Shari’ah, dealing with business by internet is considered as Shari’ah compliant. This paper, therefore, provides the latest thinking of e-business from an Islamic viewpoint, thus creating a reference point and valued information for a future research. Also, in testing for the validity of the concepts and characteristics of Islamic e-business, future research may consider empirical investigations using either the published data or conducting surveys of customer’ perceptions and views of the experts.

البحث (3):

عنوان البحث:

Awareness and Knowledge of e-Commerce through e-Banking Services: Comparing the Perceptions of Saudi Arabian Islamic and Conventional Bank Customers

رابط البحث:

click here

تاريخ النشر:

May 2015

موجز عن البحث:

The aim of this paper is to assess the level of customer awareness of e-commerce through their experience of ebanking services in Saudi Islamic and conventional banks according to the perceptions of the customers, whereby it aims at developing a better understanding of the level of customer awareness of e-commerce based on their opinions and perceptions expressed through a questionnaire survey. The research sample is based on a sample of 198 customers coming from six Saudi banks (out of 12 banks). The findings indicate that the majority of the respondents from both types of banks appear to understand the importance of e-commerce in general and e-banking services in particular. In addition, the findings suggest that customer awareness of e-commerce through their use of e-banking services can play an important role in expanding the use of e-commerce in Saudi Arabia. This is the first paper in the area of customer awareness of e-commerce through e-banking services using a comparative analysis of Islamic and conventional banks in Saudi Arabia, and therefore, the findings and implications of the research offer invaluable information to the industry and policy-makers.

البحث (4):

عنوان البحث:

A Comparative Study on the Customers’ Motivation to Deal with E-Commerce through E-Banking Services in Saudi Islamic and Conventional Banks

رابط البحث:

click here

تاريخ النشر:

September 2015

موجز عن البحث:

Purpose -The aim of this paper is to investigate the customers’ motivation to deal with e-commerce through e-banking servicesaccording to the perceptions of their customers.

Design / methodology / approach – This paper presents the initial findings with the objective of developing an efficient understanding of customers’ preferences based on their opinions and perceptions expressed through a questionnaire survey.

Findings – The findings are based on a sample of 198 customers and indicate that the majority of the respondents from both types of banks tend to be equally motivated to deal with e-commerce through e-banking services. The paper also finds that both groups of banks encourage their customers to deal with e-commerce using facilities in Saudi banks.

Research limitation / implications – The study has considered only six banks out of the total of 12 in Saudi Arabia. In addition, the research is based on a limited selection of bank customers in three main regions of Saudi Arabia, covering 65.5% of the Saudi population.

Practical implications – With reference to practical implications, the findings suggest that the customers’ motivation to deal with e-commerce through e-banking servicescan play an essential rolein expanding dealing with e-commerce in Saudi Arabia.

Originality/value – This is the first paper in the area of customers’ motivation to deal with e-commercethrough e-banking serviceson a comparative analysis of Islamic and conventional banks in Saudi Arabia. The findings and implications of the research offer invaluable information to the industry and policy-makers.

البحث (5):

عنوان البحث:

E-Commerce Activities through E-Banking Services: A Comparative Analysis of the Perceptions of Saudi Islamic and Conventional Banks Customers

رابط البحث:

click here

تاريخ النشر:

August 2015

موجز عن البحث:

Purpose – The aim of this paper is to explore and evaluate customers’ use of e-commerce activities through e-banking services in Saudi Islamic and conventional banks through analysing the perceptions of their customers.

Design / methodology / approach -This paper presents the initial findings with the objective of developing a better understanding of customers’ preferences based on their opinions and perceptions expressed through a questionnaire survey with a sample of 198 Islamic and conventional bank customers representing six banks in the country.

Findings – The findings indicate that the order of preferences in terms of mean ranking is similar in both types of banks in five out of six cases. Based on the application of K-W and MW-U tests, the findings also show that independent variables have turned out to be more significant in Islamic banks than in the conventional banks.

Research limitation / implications – The study has considered six banks out of the total of 12 in Saudi Arabia. In addition, the research is based on a limited selection of bank customers in three main regions of Saudi Arabia.

Practical implications – With reference to practical implications, the findings suggest that e-commerce activities can play a significant role in expanding the dealing of e-commerce through e-banking services in Saudi Arabia.

Originality/value – This is the first paper in the area of exploring and evaluating customers’ use of e-commerce activities through e-banking services on a comparative analysis of Islamic and conventional banks in Saudi Arabia. The findings and implications of the research offer invaluable information to the industry and policy-makers.

المؤتمرات العلمية:

المؤتمر (1):

عنوان المؤتمر:

8^th  Kyoto-Durham International Workshop In Islamic Economics And Finance & International Workshop in Political/Social Developments and Economic Challenges in Middle East and Asia

تاريخ الإنعقاد:

25 – 26/08/2014

مكان الإنعقاد:

Durham, UK

طبيعة المشاركة:

Paper presentation

عنوان المشاركة:

Aspects of E-commerce Services in Saudi Arabia: Comparing Islamic and Conventional Banks on Demand and Supply Conditions

ملخص المشاركة:

Purpose – The aim of this paper is to explore customers’ opinions of security issues in e-commerce through e-banking services in Saudi Islamic and conventional banks according to the perceptions of their customers.

Design / methodology / approach -This paper presents the initial findings with the objective of developing a better understanding of customers’ preferences based on their opinions and perceptions expressed through a questionnaire survey with a sample of 198 Islamic and conventional bank customers representing six banks in the country.

Findings – The findings indicate that the majority of respondents from both types of bank appear to understand the importance of security issues in e-commerce through e-banking services. The paper also finds that e-banking services in Saudi banks are considered to be secure for dealing with e-commerce.

Research limitation / implications – The study has considered only six banks out of the total of 12 in Saudi Arabia. In addition, the research is based on a limited selection of bank customers in three main regions of Saudi Arabia.

Practical implications – With reference to practical implications, the findings suggest that e-banking rules can play an important role in expanding dealing in e-commerce through e-banking services in Saudi Arabia.

Originality/value – This is the first paper in the area of security for e-commerce through e-banking on a comparative analysis of Islamic and conventional banks in Saudi Arabia. The findings and implications of the research offer invaluable information to the industry and policy-makers.

المؤتمر (2):

عنوان المؤتمر:

International Conference on Trends in Business and Economics (ICTBE’15)

تاريخ الإنعقاد:

29/05/2015

مكان الإنعقاد:

London, UK

طبيعة المشاركة:

Paper presentation

عنوان المشاركة:

A Comparative Study on the Customers’ Motivation to Deal with E-Commerce through E-Banking Services in Saudi Islamic and Conventional Banks

ملخص المشاركة:

Purpose –The aim of this paper is to investigate the customers’ motivation to deal with e-commerce through e-banking services.

Design / methodology / approach – This paper presents the initial findings with the objective of developing an efficient understanding of customers’ preferences based on their opinions and perceptions expressed through a questionnaire survey.

Findings – The findings indicate that the majority of the respondents from both types of banks tend to be equally motivated to deal with e-commerce through e-banking services. The paper also finds that both groups of banks encourage their customers to deal with e-commerce using facilities in Saudi banks.

Research limitation / implications – The study has considered only 6 banks out of the total of 12 in Saudi Arabia. In addition, the research is based on a limited selection of bank customers in three main regions of Saudi Arabia, covering 65.5% of the Saudi population.

Practical implications – With reference to practical implications, the findings suggest that the customers’ motivation to deal with e-commerce through e-banking services can play an essential role in expanding dealing with e-commerce in Saudi Arabia.

Originality/value – This is the first paper in the area of customers’ motivation to deal with e-commerce through e-banking services on a comparative analysis of Islamic and conventional banks in Saudi Arabia. The findings and implications of the research offers invaluable information to the industry and policy-makers.